76 UNIVERSAL Trail, Palm Coast, FL 32164

Rare Assumable VA Loan at 2.25% Interest Rate for Qualified Buyers! This beautifully upgraded 5-Bedrooms, 3 Bathrooms, 2,880-square-foot home offers the perfect combination of comfort, quality, and peace of mind with a spacious 3-car garage and numerous premium upgrades throughout. Built with storm preparedness in mind, the home features hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for enhanced wind resistance. Additional upgrades include a whole-house water softener and filtration system, plus an irrigation system to maintain the professionally landscaped yard. The remodeled kitchen showcases modern finishes, upgraded appliances, and abundant space for entertaining, while the updated bathrooms provide a fresh, contemporary feel. Step outside to your private tropical backyard oasis featuring mature guava, lime, orange, and watermelon plants, a butterfly garden, and three working compost areas. Relax with your morning coffee on the screened front porch or unwind in the screened rear lanai while enjoying Florida’s beautiful weather year-round. This thoughtfully upgraded home offers the perfect blend of modern updates, energy-efficient features, outdoor living, and storm-ready construction. Opportunities like this—especially with an assumable 2.25% VA loan—are exceptionally rare. Schedule your private showing today!