4639 Harbor View Terrace, Morganton, NC 28655

Up to $25k available in seller credits with acceptable offer. Cover your closing costs, buy down your rate, or use it to put your own touch on main level updates. If you've been looking for mountain views, Lake James access, and multi-generational possibilities, this East Shores home delivers. Located in the desired East Shores community, this home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, and multi-use sports court. The main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen. The living room and primary suite both open onto a recently updated TREX deck, creating seamless indoor-outdoor entertaining. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with connecting bath, two flexible-use spaces, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. With two bonus rooms downstairs you could create a home office, movie room, in-home gym, or personal library. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Convenience is optimized. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space and flexibility to align with your needs.