445 VIRGINIA Avenue, St Cloud, FL 34769

If you’re looking for a move-in-ready home with character, this St. Cloud gem is a rare find. Just five blocks from East Lake Toho, this corner-lot pool home offers a peaceful retreat in a quiet neighborhood. The open-concept kitchen, dining, and great room create a seamless space for gathering with unique touches like a locally sourced cypress wood accent wall and a handcrafted barn door. The kitchen boasts modern white cabinetry and a stunning quartz peninsula with seating for six, while the screened porch overlooks a sparkling pool, fully fenced backyard with French drainage system, and large shed with overhead storage. The guest bathroom is a true retreat, complete with a step-in jetted tub, quartz counters, a bidet, and heated toilet seat. Upgrades include a newer roof & paid-off solar panels (2019), energy-efficient windows & doors (2017), and high-efficiency HVAC & smart water heater (2016). Smart home features like keyless entry, voice-activated lights, a touchless faucet, smart thermostat, and an NVR surveillance system add convenience. A non-conforming fourth bedroom inside the garage with heat & A/C offers endless possibilities. The garage has potential for a primary suite with pool access or an ADU, as the property is zoned for accessory dwellings. ASSUMABLE FHA LOAN AVAILABLE TO QUALIFIED BUYERS!!!