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$179,900
$900Reward *
440 N FERN Street, San Mateo, FL 32187Listing ID 2096014

440 N FERN Street, San Mateo, FL 32187

Active
Rural
Time on site: 431 days • Last updated: Nov 3, 2025
Property Type
Property Type
Residential
Property Sub Type
Property Sub Type
Single Family Residence
Bedrooms
Bedrooms
3
Bathrooms
Bathrooms
1
Square Feet
Square Feet
1,322
Acres
Acres
0.26
Days on Site
Days on Site
430
Cooling
Cooling
Electric
Heating
Heating
Electric
Year Built
Year Built
1971
Stories
Stories
1
Parking
Parking
Off Street

Welcome to 440 N. Fern St.! This home can offer the perfect blend of comfort and potential—ideal for those seeking a place to plant their roots with the ability to personalize and make this place their own. Nestled in a serene rural neighborhood setting, you'll enjoy the tranquility of San Mateo while being just a short drive away from nearby Palatka and St. Augustine. Stay cool year-round with two recently installed mini-split systems, ensuring for comfort throughout the home. The main bathroom was recently updated. Additionally, there is potential for an additional 1/2 bathroom and additional room off the laundry room. With further updating, this home could be a 4 BR/2BA.

Property Information

Property Details

Location

Address
440 N FERN Street
County
Putnam
City
San Mateo
Zip Code
32187
Subdivision
Rural
MLS Area
564-East Palatka/San Mateo/N Satsuma/Orange Mills

Interior Features

Beds and Baths

Bedrooms
3
Full Bathrooms
1

Building

Building Information

Square Feet
1,322
Year Built
1971
Stories
1
Roof
Other

Property Taxes

Tax Annual Amount
$1,531
Tax Year
2024
KELLER WILLIAMS ST JOHNS, (904) 867-7694

Market Report for 32187

* The market data shown is based on available information from Multiple Listing Service (MLS) and/or public records. Data provided is for informational and educational purposes only and may not represent the full housing market. For more accurate information, consumers should consult a certified appraiser or licensed real estate agent.

*Average of $2,150 in rewards is calculated based on the purchase or sale of a home between $400,000 to $449,000. The median home price for all housing types is in the United States is $405,400 as of 2025 as reported by the National Association of Realtors® (NAR). The actual reward amount may vary depending on the purchase or sales price of the home. Please see the Lakeview Home Rewards program terms and conditions for more details. The National Association of Realtors® is a registered trademark of the National Association of Realtors®.

Source: Northeast FL Association of REALTORS®
Northeast FL Association of REALTORS® logo

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc.. Real estate listings held by brokerage firms other than LKV Realty are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

For corrections to this data please contact Brytecore MLS Support.

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