3631 PEBBLE Terrace, Punta Gorda, FL 33980

Welcome to River Club, a private gated community just north of the Peace River where flood insurance is not required. This move-in ready 3-bedroom, 2-bath home features a spacious split floor plan with ceramic tile throughout the main living areas and upgraded luxury vinyl in all bedrooms. The layout offers comfort and functionality with an oversized great room that easily fits a sectional and large entertainment setup. Sliding glass doors lead to a screened lanai overlooking a wooded greenbelt—private, peaceful, and ideal for relaxing evenings. The backyard is fully fenced and perfect for pets or play. The kitchen is designed with raised-panel cabinetry, stainless steel appliances, and recently installed granite countertops. A large dinette and extended breakfast bar offer plenty of room for both everyday meals and hosting family gatherings. The primary suite is separate from the guest rooms for added privacy, and the home includes a two-car garage for convenience and storage. River Club offers a resort-style lifestyle with a heated pool, spa, clubhouse, fitness center, and a playground. The community is well-maintained and tucked away, yet just minutes from I-75, US-41, and Charlotte Harbor. You’re close to shopping, dining, Burnt Store Marina, and local golf courses. Schools are nearby and include Peace River Elementary, Port Charlotte Middle, and Charlotte High. This home qualifies for FHA, VA, and conventional financing, along with many first-time homebuyer programs. With updated features, prime location, and community perks, this one is ready for a new owner who wants convenience without compromise.