2702 Belknap Beach Rd, Prospect, KY 40059

Elevated above the banks of the Ohio River, Cottonwoods Cottage is a masterfully renovated Nantucket shingle-style residence that effortlessly blends classic architectural charm with modern luxury. With breathtaking river views from nearly every room, this elegant retreat invites a lifestyle of tranquility, comfort, and thoughtful design. The open-concept floor plan creates an easy flow throughout the main level, where a newly designed kitchen showcases custom designer tile, premium appliances, and polished granite countertops—perfectly suited for both everyday living and entertaining. The expansive great room, encompassing both living and dining areas, is anchored by a handsome fireplace and wrapped in windows that frame the ever-changing river landscape. Multiple seating areas offer space to gather or relax in style. A flexible first-floor bedroom, currently serving as a private office, is paired with an adjacent full bath ideal for guests or work-from-home needs. Upstairs, the primary suite impresses with a dramatic vaulted ceiling, bespoke built-ins, and a generous walk-in closet. A second suite, created by combining two original bedrooms, includes its own full bath and a custom bar area offering versatility and privacy for family or guests. Step outside to discover a series of enchanting outdoor living spaces that surround the home, including a river-facing balcony, stone terraces, and curated gardens accented by vintage wrought iron and hand-carved stone steps. Whether enjoying morning coffee or hosting sunset gatherings, every corner of the property offers a picturesque view and a sense of retreat. Additional highlights include Andersen windows and doors, a whole-house generator, integrated sound system, updated heating system, gutters, and fresh exterior deck paint. Additionally, there is an opportunity to purchase a generously sized parcel (approximately one acre) directly across the street ideal for additional privacy, guest parking or even hosting outdoor events beneath the canopy of mature trees. Cottonwoods Cottage is more than a home; it's a storybook setting brought to lifea rare opportunity to live along the river in unmatched style and serenity.