20 SYLVIA Place, Oldsmar, FL 34677

One or more photo(s) has been virtually staged. HUGE PRICE IMPROVEMENT to under $300K! Just $440/month HOA covers EVERYTHING: Roof, Lawn, Cable, Internet, Pest Control & More! This is the lock-and-leave Florida lifestyle you've been searching for—and it just became $10,000 more attainable. Discover this well maintained 3-bedroom, 2-bath villa PLUS dedicated office in a gated community. With a new roof installed February 2025, nearly new AC from 2024, and recent kitchen and bathroom updates, this turnkey home is priced to sell immediately. Your all-inclusive $440/month HOA fee isn't just a number—it's freedom. Exterior maintenance and painting, roof replacement, professional lawn care, cable TV, high-speed internet, Sentricon pest control, irrigation, trash service, street maintenance, and expert community management are all handled. The 2025 assessment is already paid. No lawn bills. No pest control invoices. No cable charges. No painting projects. No irrigation headaches. Lock your door, head north for summer, return in October to find everything pristine. This home weathered both 2024 storms without a drop of flooding, and the existing flood policy costs under $1,000 annually. The brand-new roof means 15-20 years of protection. The 2024 AC keeps you comfortable year-round. Updated electrical panel and fresh interior paint complete the package. Picture this: 7:30 tee time tomorrow. You wake at 6:00, pour fresh coffee, and settle into your spectacular screened lanai featuring brand-new epoxy flooring. Watch the sunrise. Feel the morning breeze. Enjoy the quiet before your round. Home by noon for lunch, then back to your lanai with a cold beverage. No yard work. No maintenance calls. Just golf, relaxation, and the Florida lifestyle you've earned. The updated kitchen features stainless steel appliances with convection stove, newer refrigerator and dishwasher, custom cabinetry, and gorgeous countertops. Host Thanksgiving when the family visits—this kitchen makes entertaining effortless. Both bathrooms have been thoughtfully updated with modern finishes that combine style and functionality. The expansive screened lanai with just-installed epoxy flooring becomes your daily sanctuary. Morning coffee before golf. Afternoon reading. Evening cocktails during the game. Oversized windows throughout frame mature, private landscaping—your peaceful retreat after 18 holes. Three generously sized bedrooms plus a dedicated office provide genuine breathing room with newer carpeting throughout. When family visits for holidays or spring break, everyone has space. When they leave, you've got room for golf buddies or extended stays. The gated community offers 24/7 security and true peace of mind. Championship golf courses are minutes away, beautiful Gulf beaches perfect for grandkids, and shopping, dining, and groceries all convenient. Pets welcome. Ideal for seasonal snowbirds or year-round Florida living. Schedule your private showing today.